Lock in today's rates and know exactly what amount you'll be paying each month.
Low rates Refinance up to 100% Use cash for any reason Loan amounts up to $10 million Financing for single family residences or multi-unit properties Less that perfect credit
Which fixed rate loan options is right for you? That depends
on what your goals are. Here's a chart listing the major
reasons to choose a particular loan type
Loan
options
Why
choose it
Key
points
Basic Fixed Rate
loans
You want the stability of a fixed principal/interest
payment over the life of the loan.
Interest
rate does not change Protected if rates go up Can refinance if rates go down
Reduced Rate
Option
You plan to stay in your
home for a long time and want a lower rate.
Reduced rate in exchange
for limits on refinancing and early principal reduction
for the first five years.
Offer
intended for qualified applicants only. Terms subject to change without
notice. Actual
loan terms are subject to qualification for income, credit and property.
This is not a commitment to make a loan or a commitment to the interest
rate, points and fees for a loan.
Licensed Lender
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Low rates 
Interest
rate does not change 
